Low-Interest Loans through the Onsite Wastewater Systems Assistance Program

What Projects Can Be Funded?
The program funds the replacement of outdated septic systems with approved onsite systems. Approved systems include both a septic tank and a secondary treatment system such as a leachfield.

Who Can Get a Loan?
The program limits eligiblity to owners of existing homes (not new construction) in unincorporated areas of Iowa not served by a public sewer. The program is available in counties which have a DNR-approved environmental health program.

What are the Loan Terms?
Loan amount can be up to 100% of the project costs from $2,000 to $10,000. Loan terms can be up to 10 years.

How Do I Apply for a Loan?
Click here for more information and application forms.

Or contact Dan Olson, Iowa Department of Natural Resources, (515) 281-8263 (daniel.olson@dnr.iowa.gov).